Minimum Credit Score Requirements for FHA loans

FHA mortgage applicants do not need a minimum credit score to qualify for an FHA Loan.  FHA loans are approved based upon a common sense approach to mortgage lending.  In Fact, FHA Loans you don't even need a credit score to qualify for FHA financing. However because FHA loans are granted by private FHA lenders these lenders have their own minimum fico and other over riding guidelines that are more strict than the HUD minimum guidelines. Finding these lenders can be difficult for the homebuyer with less then perfect credit because most retail banks have the most difficult FHA minimum credit score and guidelines to follow.  Luckily you have found us because we still work with FHA approved mortgage lenders that have non minimum credit score requirements. These lenders approved loan manually and buy an automated underwriting systems that can bypass the minimum credit score requirements. You can find more information on Bad credit score FHA loans and No Credit score FHA loans.

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