Law enforcement officers, pre-Kindergarten through 12th grade teachers and firefighters/emergency medical technicians can contribute to community revitalization while becoming homeowners through HUD's Good Neighbor Next Door Sales Program. HUD offers a substantial incentive in the form a 50% discount from the listed price of the home. In return you must commit to live in the home for at least 3 years as your sole residence.

How the Program Works

Locate a HUD home in revitalization areas that are  listed for sale through the Good Neighbor Next Door Sales program. These HUD homes are available for purchase for a 50% discount through the FHA Good Neighbor Next Door program.

How to Participate in Good Neighbor Next Door

Check the listings for your state. Follow the instructions to submit your offer to purchase the listed HUD home. If more than one person submits on a single home a selection will be made by random lottery. You must meet the requirements (see below) for a law enforcement officer, teacher, firefighter or emergency medical technician and comply with HUD's regulations for the program.

HUD requires that you sign a second mortgage and note for the discount amount. No interest or payments are required on this "silent second" provided that you fulfill the three-year occupancy requirement.

Who is eligible for the Good Neighbor program?

The U.S. Department of Housing and Urban Development (HUD) wants to make American communities stronger. The Good Neighbor Next Door program helps make this goal a reality by encouraging law enforcement officers, pre-K through 12th grade teachers and firefighters/emergency medical technicians to become homeowners in revitalization areas.

Who Can Participate?

Law Enforcement- You may participate in the Good Neighbor Next Door program as a law enforcement officer if you are employed full-time by a law enforcement agency of the federal government, a state, a unit of general local government, or an Indian tribal government; and, in carrying out such full-time employment, you are sworn to uphold, and make arrests for violations of, federal, state, tribal, county, township, or municipal laws.

Teachers- You may participate in the Good Neighbor Next Door program as a Teacher if you are employed as a full-time teacher by a state-accredited public school or private school that provides direct services to students in grades pre-kindergarten through 12. In addition, the public or private school where you are employed as a teacher must serve students from the area where the home you are purchasing is located in the normal course of business.

Firefighter/Emergency Medical Technicians - You may participate in the Good Neighbor Next Door program as a Firefighter/Emergency Medical Technician if you are employed full-time as a firefighter or emergency medical technician by a fire department or emergency medical services responder unit of the federal government, a state, unit of general local government, or an Indian tribal government serving the area where the home is located.

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