FHA To Refinance Your Mortgage

FHA refinancing offers homeowners who are seeking a refinance more benefits than any other refinancing program. An FHA mortgage refinance can even help refinance  homeowners who do not currently have a FHA loan. Some advantages of using a FHA mortgage to refinance your home are as follows:

FHA Cash-Out Refinance:

• Cash-Out up to 85% of your properties value.
• Consolidate all mortgages and debts into single FHA loan.
• No Min Fico requirement
• FHA  regulated closing costs.

Rate and Term Mortgage Refinance up to 97.75%:

• Consolidate first and second mortgages into a one FHA loan.
• No Minimum Credit score needed 
• Refinance a Bankruptcy after 12 months on time payment history.
• Competitive rates for borrowers with a Foreclosure older than 3 years.
• Easier credit and income qualifications.
• FHA regulated closing costs.

FHA Streamline Refinance Existing FHA loans Only:

• No Cost Interest Rate Reductions programs.
• No Income or Credit Qualifications.
• Zero cost refinance options available.
• Easily shorten or lengthen term of your existing loan.
• Easier credit and income qualifications.

FHASecure To Refinance Adjustable Mortgages:

• Must but no late pays your mortgage before the adjustment.
• Refinance your mortgage at competitive rates even if you have a mortgage late on your credit that is directly due to adjusting mortgage.
• Qualify for refinance even if currently in foreclosure.
• Complete details of FHASecure loan.

FHA Reverse Mortgage Eliminates Payments:

• If you are over 62 years old, you maybe able to refinance your existing mortgages and rid yourself of monthly mortgage payments.
• View current FHA reverse mortgage refinance guidelines.  

Have Questions? Fill out a Quick Response form or (Apply Now).

FHA down payment, interest rates, payments rates and FHA mortgage program guidelines and minimum credit score requirements are subject to change without notice and are not guaranteed due to  fluctuating market conditions.