Now Serving Florida - Georgia

1-954-667-9110

HARD MONEY LENDER MIAMI FLORIDA

 FHA LOAN MIAMI FL :: HARD MONEY LOAN MIAMI FL :: BAD CREDIT MORTGAGE MIAMI FL

Miami FL Hard Money Loans are still available to purchase or refinance Miami Florida real estate. For purchases’s the price is the guideline. Our  Miami  FL hard money loans are based on the purchase price and NOT the appraised value. The rule of thumb has always been, 55-65% LTV Based on purchase price or appraised value, the lower of the two.

MIAMI FL HARD MONEY LOANS AVAILABLE FOR THE FOLLOWING:

  • • Cash Out Refinance -OK
  • • Rehab Loan for Purchase or Refinance   
  • • Bad Credit Florida home loans  Not A Problem with compensating factors
  • • Bankruptcy-No Problem
  • • Foreclosure -No Problem 
  • • Hard Money LAND Loans –OK
  • • Seller Held Second Mortgage Loans  – OK
  • • Construction Loan -New & Existing   ( Run Out Of Funds? ) 
  • •  Fixed & Adjustable Interest Rates with Balloons 4,6,8,10 years
  • • No IRS 4506 Needed
  • • Loan Amount:   Up to Five Million Dollars.

Feel Free to Apply Now for a Miami Florida Hard money mortgage or use our Quick Application to receive a no obligation consultation on your next Florida mortgage.

CLICK START NOW TO GET PRE APPROVED TODAY!

FHA LOAN APPLICATION

or use our quick application to receive a no obligation consultation on your next Miami Florida mortgage.

MIAMI FLORIDA HARD MONEY – PRIVATE HARD MONEY MIAMI FLORIDA MONEY 
We provide our  Miami, Florida loan applicants with access to every Hard money lending source available in the market today. One of the valuable resources is 
Miami private mortgage lenders sometimes called hard money. These private Miami hard money lenders  provide a valuable niche in today’s Miami Florida real estate market, filling the void left in the wake of the sub-prime mortgage crisis.

WHY MIAMI FLORIDA HARD MONEY LOANS ARE DIFFERENTHard Money or Private Equity is far different from other more traditional conventional or even sub prime mortgage sources. Hard money lenders typically lend solely based on the equity or quick sale value of the real estate offered as collateral. Due to the extreme demand for Miami Florida hard money lenders and their ability to pick and chose which loans they wish to provide… Most Miami Florida hard money lenders pick the more promising properties in the most desirable areas with the lowest loan to value. This reduces the Hard money lenders risk. There are many advantages to the Miami hard money loans and also some drawbacks detailed below:

MIAMI FLORIDA HARD MONEY LOAN BENIFITS
1. SPEED- ability to close loans in 7-10 days
2. EQUITY = LOAN- If  can prove the ability to repay.

MIAMI FLORIDA HARD MONEY LOAN DISADVANTAGES
1. Florida hard money lenders change 10-15% with balloons due in 2-10years.
2. Private hard money lenders change upfront points ranging from 3-5% and have prepayment penalties ranging from 1-3 years depending on the term of the loan.

NO SURPRISES WITH MIAMI FLORIDA HARD MONEY LOANS- As a Miami Florida hard money mortgage lender we have partnered with only the most ethical and professional private money sources available in Miami Florida. As with any other Florida loan program we offer you will always be provided with detailed disclosures so you know exactly what the rate and terms will be no surprises. All  Miami Hard money rates and fees will be discussed in advance and the agreed upon terms is what we deliver, so there are never any last minutes surprises.

HARD MONEY MIAMI FLORIDA  LOANS BASED ON PURCHASE PRICE NOT APPRIASED VALUE– Until recently, many Florida Hard Money lenders that we provided were willing to base their loan amounts on property appraised value, rather than the properties purchase price. As the Miami Florida real estate market has continues to on its decline, the appraised value has become almost non-relevant. The explanation  behind this change from appraisal to purchase price is that properties being sold far below appraised value are typically foreclosure sales. If a private lender ends up foreclosing on a property, they need to sell the asset as soon as possible.  This means they will be in the same position as the bank who is selling the foreclosed property.  To a Miami hard money lender, a property is only worth what they know they can liquidate it for.  If the bank is liquidating a property for $100,000, a hard money lender will have to sell at 65,000-75,0000 in order to quickly get their investment back.As Florida mortgage lenders we offers immediate approvals and fast closings. Our professional staff of experienced Miami Hard money loan consultants will be happy to discuss any loan situation and will make every effort to make it work.

Feel Free to Apply Now for a Florida Hard money mortgage or use our Quick Application to receive a no obligation consultation on your next Florida mortgage.

CLICK START NOW TO GET PRE APPROVED TODAY!

FHA LOAN APPLICATION

CONDO MORTGAGE LOANS MIAMI BEACH FLORIDA

FHA MORTGAGE MIAMI GARDENS FLORIDA

FHA MORTGAGE MIAMI LAKES FLORIDA

FHA MORTGAGE MIAMI SHORES FLORIDA

FHA MORTGAGE MIAMI SPRINGS FLORIDA

FHA MORTGAGE MIAMI FL+FHA LOAN MIAMI FL

FHA MORTGAGE LENDER SOUTH MIAMI FL

FHA MORTGAGE SOUTH MIAMI FLORIDA

FHA MORTGAGE MIAMI 

FHA HOME LOAN MIAMI 

BAD CREDIT MORTGAGE MIAMI

MAMI FL HARD MONEY LENDER

 If you still have questions use our Quick Application  to learn more! Or

 

203b Florida Home Mortgage Loan

 

203h Florida Mortgages for Disaster Victims

 

255 Florida Home Equity Conversion Mortgage (HECM)Consumers

 

255 Florida Home Equity Conversion Mortgage (HECM)Lenders

 

203k Florida Rehabilitation Mortgage

 

Florida FHA Energy-Efficient Mortgages (EEM)

 

Adjustable Florida FHA  Rate Mortgages

 

248 Indian Reservations and Other Restricted Lands

 

Title I FHA Loan for Florida Home Improvements

 

Florida FHA Urban Renewal

 

Emergency Florida FHA Home Loan Program

 

Growing Equity Florida FHA Mortgages

 

Cooperative Florida FHA Mortgages

 

Graduated Payment Florida FHA Mortgages

 

FHA Mortgages For Florida FHA Approved Condominiums

 

Florida FHA Manufactured Home & Lot

 

Manufactured Florida FHA Home Loan (Title I)

 



  Miami FL Neighboring Cities
Aventura Bal Harbour Coconut Creek
Coral Gables Coral Springs Dania
Fort Lauderdale Hallandale Hollywood
Homestead Key Biscayne Key West
Lauderdale by the Sea Lauderhill Miami Beach
North Miami Beach Pinecrest Pompano Beach
Surfside Village of Miami Shores Tamarac
Wilton Manors    
  South Florida Counties
Miami-Dade Broward Monroe
  State of Florida Agencies
State of Florida Office of the Governor Supreme Court of Florida
  Additional Government Links
Cities Around the World Miami Parking Authority NETRonline
Gov Engine

MIAMI FL LNKS OF INTEREST

Miami FL City Departments

Miami FL Building Department
Miami FL  Clerk’s Office
Civilian Invetigative Panel
Miami City Marinas
Civil Service
Coconut Grove Special Events & Marketing Committee
Code Enforcement
Community Development
Community Redevelopment
Economic Development 
Employee Relations
Hearing Boards
Historic Preservation
F.A.C.E.
Finance Department
Fire-Rescue Department
Grants Administration
Office of Auditor General
Office of the Chairman
Office of the City Attorney
Office of the Mayor
Office of Communications
Strategic Planning, Budgeting and Performance
Miami Parking Authority
Miami Police Department
Neighborhood Enhancement Teams NETs
Parks & Recreation
Planning Department
Purchasing Department
Solid Waste Department
Special Event Application

MAYO

About Us

We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you're assured of having the backing of an experienced team.
zillow-lenders

Map

Click to open a larger map