CLEARWATER FLORIDA CONDO LENDERS
• 100 % VA Condo Mortgage Loans Down to a 550 fico!
• 96.5% LTV on FHA Approved Owner Occupied Condos= 3.5% Downpayment!
• 95% LTV on Owner Occupied Condos= 5% Downpayment!
• 90% LTV on Second Home Condos= 10% Downpayment!
• 80% LTV on Second Home Condos= 20% Downpayment
• 80% LTV on Investment Condos= 20% Downpayment.
• 75-80% LTV on Florida Non Warrantable Condos + Condotels.
In comes the Florida VA mortgage to the rescue for Condo Buyers and current Florida Condo homeowners. To qualify for a Florida VA Mortgage the Florida condo must be on the VA Approved Condo list, which includes many existing complexes. You can search for VA Approved Condos yourself, or let us assist you,we are here to help.
15, 20 and 30 year fixed rate terms available!
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CLEARWATER FLORIDA CONDO LENDERS
As a CLEARWATER BEACH Florida Mortgage Lender we also provide:
- CLEARWATER BEACH Florida FHA LOANS.
- FHA Refinance in CLEARWATER BEACH Florida.
- CLEARWATER BEACH FL VA Home Loans.
- USDA mortgages in CLEARWATER BEACH FL.
- CLEARWATER BEACH FL FHA LOAN LIMITS & FHA loan information.
- BAD CREDIT home loan in CLEARWATER BEACH FL.
- NO CREDIT SCORE CLEARWATER BEACH home loan.
- 30 & 15 Year Fixed CLEARWATER BEACH HOME LOAN
- CLEARWATER BEACH FHA Mortgage loans for CONDO’S
- MANUFACTURED home loans in CLEARWATER BEACH FL.
- Lowest CLEARWATER BEACH Florida FHA Interest Rates &
- BAD CREDIT CLEARWATER BEACH FL mortgage programs.
- CLEARWATER BEACH FL INVESTOR LOANS and
- HARD MONEY CLEARWATER BEACH Florida Home loans.
We’re a local CLEARWATER BEACH FL FHA Mortgage Lender that has money to lend. Fill our quick application to find out more about the many CLEARWATER BEACH Florida FHA home loan programs.
FIRST TIME HOMEBUYERS AND MOVING UP HOMEBUYERS FIND THAT FHA HOME LOANS HAVE KEY ADVANTAGES INCLUDING:
EASIER QUALIFICATION- The FHA loan insures CLEARWATER BEACH Florida FHA mortgage lenders against loss for FHA loans made to properly qualified CLEARWATER BEACH FL FHA home loan applicants. Most CLEARWATER BEACH FL home buyers will find it easier to qualify with an FHA loan compared to any other Florida home loan programs.
MINIMAL DOWNPAYMENT- FHA mortgages work with the smallest down payment of all Florida home loan programs. The FHA downpayment can come from a family member, charity, or your employer. Although the FHA loan does not have a zero down mortgage option yet, you will find that our experienced CLEARWATER BEACH FL FHA mortgage professionals can point you to the many Florida FHA Down Payment assistance programs that work well with FHA home loans.
LESS THAN PERFECT CREDIT IS OK– The FHA home loan program exists to expand the pool of qualified CLEARWATER BEACH FL home buyers. Even CLEARWATER BEACH FL FHA loan applicants no credit score score or even prior bankruptcies and foreclosures with late mortgage payments get approved every day for FHA home loans to buy or Refinance a home in CLEARWATER BEACH FL. The FHA loan program uses credit quality, not credit score!
LOWER COST OVER THE LIFE OF THE LOAN– The FHA home loan rates are extremely competitive. FHA’s lower risk to that FHA mortgage means a lower interest rate for CLEARWATER BEACH FL home buyers and homeowners.
SAFEGUARDS FOR HOMEOWNERS THAT GET BEHIND-The FHA home loan gives CLEARWATER BEACH FL FHA mortgage lenders more options for helping homeowners who fall behind get current again: special forbearance, workouts, even free FHA mortgage counseling. Furthermore, HUD allows Florida FHA mortgage lenders to take past due payments and move them to the end of the FHA loan and in some instance will actually pay your past due payments for you. Options to save your CLEARWATER BEACH FL home from foreclosure that you’ll never get from a conventional loan! In an uncertain world, this is another excellent reason for you to apply for an FHA mortgage.
FHA MANUFACTURED HOME LOANS- FHA Loans are also available for CLEARWATER BEACH FL modular homes including single wide, double homes (with land) built after June 15th 1976. Check out the FHA manufactured home loan program.
FHA HOME LOANS ARE FULLY ASSUMABLE- When you are ready to sell your CLEARWATER BEACH FL single family home, townhouse or condo, you can offer CLEARWATER BEACH FL home buyers an FHA home loan! All FHA loans can be assumed by qualified CLEARWATER BEACH FL FHA loan applicants.
These are just a few of the many good reasons to apply for an FHA mortgage. The FHA loan program has evolved since it started in 1934 and now has options for HUD insured loans that fit a variety of different CLEARWATER BEACH FL home buyer situations. We are a local CLEARWATER BEACH FL mortgage company that has money to lend. Fill our quick application to find out more about the many CLEARWATER BEACH FL FHA home loan programs.
If you still have questions use our Quick Application to learn more! Or
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CITY OF CLEARWATER FLORIDA LINKS
“Sparkling Clearwater Florida is a uniquely beautiful and vibrant waterfront community that is socially and economically diverse, that reinvests in itself, and is a wonderful place to live, learn, work and play.”
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