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FHA MORTGAGE ALFORD FLORIDA

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As an Alford FL FHA mortgage lender we provide FHA home loans to purchase or  FHA Refinance in Alford Florida. Advantages of using an FHA mortgage in Alford, FL include:

FHA MORTGAGE FHA LOAN

CLICK  START NOW TO GET PRE APPROVED TODAY!

FHA LOAN APPLICATION 

As a Alford Florida Mortgage Lender we provide:

We’re a local Alford, FL FHA Mortgage Lender that has money to lend. Fill our quick application  to find out more about the many Alford Florida FHA home loan programs.

FIRST TIME HOMEBUYERS AND MOVING UP HOMEBUYERS FIND THAT FHA HOME LOANS HAVE KEY ADVANTAGES INCLUDING:

EASIER QUALIFICATION-The FHA loan insures Alford Florida mortgage lenders against loss for loans made to properly qualified Alford FL FHA loan applicants. Most Alford homebuyers find it easier to qualify with an FHA loan compared to other Alford FL mortgage programs.

MINIMAL DOWNPAYMENT-FHA mortgages can work with as little as 3.5% down payment and those funds can come from a family member, charity, or your employer. Although the FHA home loan does not have a zero down mortgage option yet, you will find that our experienced  Alford fl fha expert loan officers can point you to many Alford Florida Down Payment assistance programs that work well with FHA home loans.

LESS THAN PERFECT CREDIT IS OK– The Florida FHA home loan program exists to expand the pool of home Alford FL home buyers. Even Alford FL borrowers with prior bankruptcies more than 2 years old or mortgage late payments get approved every day for FHA home loans to buy or Refinance Alford FL homes. The FHA loan program uses credit quality, not credit score!

LOWER COST OVER THE LIFE OF THE LOAN– The FHA home loan rates are extremely competitive. FHA’s lower risk to that FHA mortgage means a better rate for the Alford FL home buyers and homeowners. .

SAFEGUARDS FOR HOMEOWNERS THAT GET BEHIND-The FHA home loan gives Alford FL FHA lenders more options for helping Alford FL homeowners who fall behind keep their FHA home loan get current again: special forbearance, workouts, even free FHA mortgage counseling. Further, HUD allows FHA mortgage lenders to take past due payments and move them to the end of the FHA loan and in some instance will actually pay your past due payments for you. Options to save your Alford FL home you’ll never get from a conventional loan! In an uncertain world, this is another excellent reason for you to get an FHA mortgage.

FHA MANUFACTURED HOME LOANS-  Single,Double Wide Alford FL Manufactured homes built after June 15th 1976 may qualify for an FHA manufactured home loan program.

FHA HOME LOANS ARE FULLY ASSUMABLE- When you are ready to sell your Aberdeen FL home, you can offer buyers FHA financing! All FHA loans can be assumed by qualified buyers.

These are just a few of the many good reasons to apply for an FHA mortgage. The FHA program has evolved since it started in 1934 and now has options for HUD insured loans that fit a variety of different Alford FL homebuyer situations. We are a local Alford FL mortgage company that has money to lend. Fill our quick application  to find out more about the many Alford FL FHA home loan programs.

CLICK  START NOW TO GET PRE APPROVED TODAY!

FHA LOAN APPLICATION 

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