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As an Bartow FL FHA mortgage lender we provide FHA home loans to purchase or FHA Refinance  single family homes and FHA approved condos and Townhomes and Villas in Bartow, FL. Advantages of using an FHA mortgage to include:

FHA MORTGAGE FHA LOAN

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FHA LOAN APPLICATION 

As a Bartow Florida Mortgage Lender we also provide:

We’re a local Bartow FL FHA Mortgage Lender that has money to lend. Fill our quick application  to find out more about the many Bartow Florida FHA home loan programs.

FIRST TIME HOMEBUYERS AND MOVING UP HOMEBUYERS FIND THAT FHA HOME LOANS HAVE KEY ADVANTAGES INCLUDING:

EASIER QUALIFICATION-The FHA loan insures Bartow Florida FHA mortgage lenders against loss for FHA loans made to properly qualified Bartow FL FHA home loan applicants. Most Bartow FL home buyers will find it easier to qualify with an FHA loan compared to any other Florida home loan program.

MINIMAL DOWNPAYMENT-FHA mortgages work with the smallest down payment of all Florida home loan programs. And, the FHA downpayment can come from a family member, charity, or your employer. Although the FHA loan does not have a zero down mortgage option yet, you will find that our experienced Bartow FL FHA mortgage professionals can point you to the many Bartow FL Florida Down Payment assistance programs that work well with FHA home loans.

LESS THAN PERFECT CREDIT IS OK– The FHA home loan program exists to expand the pool of qualified Bartow FL home buyers. Even Bartow FL FHA loan applicants  no credit score score or even prior bankruptcies and foreclosures with late mortgage payments get approved every day for FHA home loans to buy or Refinance a  home in Bartow FL. The FHA loan program uses credit quality, not credit score!

LOWER COST OVER THE LIFE OF THE LOAN– The FHA home loan rates are extremely competitive. FHA’s lower risk to that FHA mortgage means a lower interest rate for Bartow FL home buyers and homeowners. .

SAFEGUARDS FOR HOMEOWNERS THAT GET BEHIND-The FHA home loan gives Bartow FL FHA mortgage lenders more options for helping homeowners who fall behind get current again: special forbearance, workouts, even free FHA mortgage counseling. Further, HUD allows Bartow Florida FHA mortgage lenders to take past due payments and move them to the end of the FHA loan and in some instance will actually pay your past due payments for you. Options to save your Bartow FL home from foreclosure that you’ll never get from a conventional loan! In an uncertain world, this is another excellent reason for you to apply for an FHA mortgage.

FHA MANUFACTURED HOME LOANS-  FHA Loans are also available for Bartow FL modular homes including single wide, double homes (with land) built after June 15th 1976. Check out the FHA manufactured home loan program.

FHA HOME LOANS ARE FULLY ASSUMABLE- When you are ready to sell your Bartow FL single family home or condo, you can offer Bartow FL home buyers an FHA home loan! All FHA loans can be assumed by qualified Bartow FL FHA loan applicants.

These are just a few of the many good reasons to apply for an FHA mortgage. The FHA loan program has evolved since it started in 1934 and now has options for HUD insured loans that fit a variety of different Bartow FL home buyer situations. We are a local Bartow FL mortgage company that has money to lend. Fill our quick application  to find out more about the many Bartow FL FHA home loan programs.

CLICK  START NOW TO GET PRE APPROVED TODAY!

FHA LOAN APPLICATION 

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