Home :: FHA LOANS :: FHA REFINANCE :: FHA LOAN INFO :: BAD CREDIT MORTGAGE
As an JAY FL FHA mortgage lender providing FHA home loans to purchase or FHA Refinance single family homes, FHA approved condos ,and Town homes in JAY FL. There are many advantages of using the FHA loan including:
Our training objectives are to help each of our clients achieve the best combination of interest rate, mortgage terms, and low home loan closing fees for a Florida purchase or refinance home loans. If you still have questions use our quick application to learn more!
CLICK START NOW TO GET PRE APPROVED TODAY!
As a JAY Florida Mortgage Lender we also provide:
- JAY Florida FHA LOANS.
- FHA REFINANCE in JAY Florida.
- JAY FL VA HOME LOANS .
- USDA mortgages in JAY FL.
- JAY FL FHA LOAN LIMITS & FHA LOAN INFO .
- JUMBO HOME LOANS to purchase/refinance in JAY FL.
- BAD CREDIT home loans in JAY FL.
- NO CREDIT SCORE JAY home loan.
- 30 & 15 Year Fixed JAY HOME LOAN
- JAY FHA Mortgage loans for CONDO’S
- MANUFACTURED home loans in JAY FL.
- Lowest JAY Florida FHA Interest Rates &
- Search Jay Florida MLS.
- BAD CREDIT JAY FL mortgage programs.
- Rent to Own homes in Jay FL.
- JAY FL INVESTOR LOANS and
- HARD MONEY JAY Florida Home loans.
We’re a local JAY FL FHA Mortgage Lender that has money to lend. Fill our quick application to find out more about the many JAY Florida FHA home loan programs.
FIRST TIME HOMEBUYERS AND MOVING UP HOMEBUYERS FIND THAT FHA HOME LOANS HAVE KEY ADVANTAGES INCLUDING:
EASIER QUALIFICATION- The FHA loan insures JAY Florida FHA mortgage lenders against loss for FHA loans made to properly qualified JAY FL FHA home loan applicants. Most HORSESHOE BEACH FL home buyers will find it easier to qualify with an FHA loan compared to any other Florida home loan programs.
MINIMAL DOWNPAYMENT- FHA mortgages work with the smallest down payment of all Florida home loan programs. The FHA downpayment can come from a family member, charity, or your employer. Although the FHA loan does not have a zero down mortgage option yet, you will find that our experienced JAY FL FHA mortgage professionals can point you to the many Florida FHA Down Payment assistance programs that work well with FHA home loans.
LESS THAN PERFECT CREDIT IS OK– The FHA home loan program exists to expand the pool of qualified JAY FL home buyers. Even JAY FL FHA loan applicants no credit score score or even prior bankruptcies and foreclosures with late mortgage payments get approved every day for FHA home loans to buy or Refinance a home in JAY FL. The FHA loan program uses credit quality, not credit score!
LOWER COST OVER THE LIFE OF THE LOAN– The FHA home loan rates are extremely competitive. FHA’s lower risk to that FHA mortgage means a lower interest rate for JAY FL home buyers and homeowners.
SAFEGUARDS FOR HOMEOWNERS THAT GET BEHIND-The FHA home loan gives JAY FL FHA mortgage lenders more options for helping homeowners who fall behind get current again: special forbearance, workouts, even free FHA mortgage counseling. Furthermore, HUD allows Florida FHA mortgage lenders to take past due payments and move them to the end of the FHA loan and in some instance will actually pay your past due payments for you. Options to save your JAY FL home from foreclosure that you’ll never get from a conventional loan! In an uncertain world, this is another excellent reason for you to apply for an FHA mortgage.
PAYOFF/REFINACE FLORIDA LAND CONTRACTS- If you are in the market for a Rent to own Florida home in JAY Florida by way of Florida land contract, seller financing or contract for deed in Florida, FHA will allow the new owner financed mortgage may be processed as a FHA purchase or FHA refinance. If all FHA loan proceeds are used to pay the outstanding balance on a land contract the appropriate LTV ratio is applied to the lesser of the appraised value or total cost to acquire the JAY Florida home. Make sure you can document 12 months canceled checks, money orders etc to document your last 12 months payment history.
FHA MANUFACTURED HOME LOANS- FHA Loans are also available for JAY FL modular homes including single wide, double homes (with land) built after June 15th 1976. Check out the FHA manufactured home loan program.
FHA HOME LOANS ARE FULLY ASSUMABLE- When you are ready to sell your JAY FL single family home, townhouse or condo, you can offer JAY FL home buyers an FHA home loan! All FHA loans can be assumed by qualified JAY FL FHA loan applicants.
These are just a few of the many good reasons to apply for an FHA mortgage. The FHA loan program has evolved since it started in 1934 and now has options for HUD insured loans that fit a variety of different JAY FL home buyer situations. We are a local JAY FL mortgage company that has money to lend. Fill our quick application to find out more about the many JAY FL FHA home loan programs.
CLICK START NOW TO GET PRE APPROVED TODAY!
