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FHA MORTGAGE LAYTON FL, FHA LOAN LAYTON FL, FHA HOME LOAN LAYTON FL, FHA REFINACE LAYTON FL, BAD CREDIT MORTGAGE LAYTON FL

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As a LAYTON FL FHA mortgage lender we provide FHA home loans to purchase or FHA Refinance single family homes, FHA approved condos and Town homes in LAYTON FL. LAYTON FL clientel will find here are many advantages to using the FHA home loan including:

FHA MORTGAGE FHA LOAN Our training objectives are to help each of our clients achieve the best combination of interest rate, FHA mortgage terms, and low Florida home loan closing fees for a  purchase or refinance home loans. If you still have questions use our Quick Application to learn more!

CLICK START NOW TO GET PRE APPROVED TODAY!

FHA LOAN APPLICATION

 

 As a LAYTON Florida Mortgage Lender we also provide:

We’re a local LAYTON FL FHA Mortgage Lender that has money to lend. Fill our quick application to find out more about the many LAYTON Florida FHA home loan programs.

FIRST TIME HOMEBUYERS AND MOVING UP HOMEBUYERS FIND THAT FHA HOME LOANS HAVE KEY ADVANTAGES INCLUDING:

EASIER QUALIFICATION- The FHA loan insures LAYTON Florida FHA mortgage lenders against loss for FHA loans made to properly qualified  LAYTON FL FHA home loan applicants. Most LAYTON FL home buyers will find it easier to qualify with an FHA loan compared to other Florida home loan programs.

MINIMAL DOWNPAYMENT- FHA mortgages work with the smallest down payment of all Florida home loan programs. The FHA downpayment can come from a family member, charity, or your employer. Although the FHA loan does not have a zero down mortgage option yet, you will find that our experienced LAYTON FL FHA mortgage professionals can point you to the many Florida FHA Down Payment assistance programs that work well with FHA home loans.

LESS THAN PERFECT CREDIT IS OK– The FHA home loan program exists to expand the pool of qualified LAYTON FL home buyers. Even  LAYTON FL mortgage applicants no credit score score or even prior bankruptcies and foreclosures with late mortgage payments get approved every day for FHA home loans to buy or Refinance a homse in  LAYTON FL. The FHA loan program uses credit quality, not credit score!

LOWER COST OVER THE LIFE OF THE LOAN– The FHA home loan rates are extremely competitive. FHA’s lower risk to that FHA mortgage means a lower interest rate for LAYTON FL home buyers and homeowners.

SAFEGUARDS FOR HOMEOWNERS THAT GET BEHIND-The FHA home loan gives LAYTON FL FHA mortgage lenders more options for helping homeowners who fall behind get current again: special forbearance, workouts, even free FHA mortgage counseling. Furthermore, HUD allows Florida FHA mortgage lenders to take past due payments and move them to the end of the FHA loan and in some instance will actually pay your past due payments for you. Options to save your LAYTON FL home from foreclosure that you’ll never get from a conventional loan! In an uncertain world, this is another excellent reason for you to apply for an FHA mortgage.

PAYOFF/REFINACE FLORIDA LAND CONTRACTS- If you are in the market for a Rent to own Florida homes for sale  in LAYTON Florida by way of Florida land contract,  seller financing or contract for deed in Florida, FHA will allow the new owner financed mortgage may be processed as a FHA purchase or FHA refinance.  If all FHA loan proceeds are used to pay the outstanding balance on a land contract the appropriate LTV ratio is applied to the lesser of the appraised value or total cost to acquire the LAYTON  Florida home. Make sure you can document 12 months canceled checks, money orders etc to document your last 12 months payment history.

FHA MANUFACTURED HOME LOANS- FHA Loans are also available for LAYTON FL modular homes including single wide, double homes (with land) built after June 15th 1976. Check out the FHA manufactured home loan program.

FHA HOME LOANS ARE FULLY ASSUMABLE- When you are ready to sell your LAYTON FL single family home, townhouse or condo, you can offer LAYTON FL home buyers an FHA home loan! All FHA loans can be assumed by qualified LAYTON FL FHA loan applicants.

These are just a few of the many good reasons to apply for an FHA mortgage. The FHA loan program has evolved since it started in 1934 and now has options for HUD insured loans that fit a variety of different LAYTON FL home buyer situations. We are a local LAYTON FL mortgage company that has money to lend. Fill our quick application to find out more about the many LAYTON FL FHA home loan programs.

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We are US Mortgage Lenders. Major real estate brokerages regularly entrust their clients to our team due to our reputation for transparency, delivering on time, customer satisfaction and loyalty. With five-star customer reviews on Zillow.com and counting, you’re assured of having the backing of an experienced team.

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