We’re a local Hollywood, FL FHA Mortgage Lender that has money to lend. Fill our quick application  to find out more about the many Hollywood Florida FHA home loan programs.

HOLLYWOOD FL FIRST TIME HOMEBUYERS AND MOVING UP HOLLYWOOD HOMEBUYERS FIND THAT FHA HOME LOANS HAVE KEY ADVANTAGES.

EASIER QUALIFICATION- The FHA loan insures Florida mortgage lenders against loss for loans made to properly qualified Hollywood FL FHA loan applicants. So you’re likely to find it easier to qualify with an  FHA loan compared to other Hollywood FL mortgage programs.

MINIMAL DOWNPAYMENT-FHA mortgages can work with as little as 3.5% down payment and those funds can come from a family member, charity, or your employer. Although the FHA loan does not have a zero down mortgage option yet, you will find that your experienced and expert loan officer can point you to many Hollywood FL Down Payment assistance programs that work well with Florida FHA home loans.

LESS THAN PERFECT CREDIT IS OK– The Florida FHA home loan programexists to expand the pool of home Hollywood FL home buyers. Even Hollywood FL borrowers with prior bankruptcies or mortgage late payments get approved every day for FHA mortgages to buy or Refinance Hollywood FL homes. The FHA loan program uses credit quality, not credit score!

LOWER COST OVER THE LIFE OF THE LOAN– The FHA home loan rates are extraordinarily competitive. FHA’s lower risk to that FHA mortgage means a better rate for the Hollywood FL home buyers and homeowners. .

SAFEGUARDS FOR HOLLYWOOD HOMEOWNERS THAT GET BEHIND- The FHA home loan gives lenders more options for helping Hollywood FL homeowners who fall behind keep their  Hollywood homes are get current again: special forbearance, workouts, even free FHA mortgage counseling. Further, HUD allows FHA mortgage  lenders to take past due payments and move them to the end of the FHA loan and in some instance will actually pay your past due payments for you. Options to save your Hollywood home you’ll never get from a conventional loan! In an uncertain world, this is another excellent reason for you to get an FHA mortgage.

FHA MANUFACTURED HOME LOANS-  Hollywood FL Manufactured homes built after June 15^th 1976 may qualify for an FHA mortgage.

FHA HOME LOANS ARE FULLY ASSUMABLE- When you are ready to sell your Hollywood FL home, you can offer buyers FHA financing! All FHA loans can be assumed by qualified buyers.