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FHA MORTGAGE OCEAN CITY FL + FHA LOAN OCEAN CITY FL,

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As a OCEAN CITY FL FHA mortgage lender we provide FHA home loans to purchase or FHA Refinance single family homes, FHA approved condos  and town homes in OCEAN CITY FL.  OCEAN CITY FL clientel will find here are many advantages to using the FHA home loan including:

FHA MORTGAGE FHA LOAN Our training objectives are to help each of our clients achieve the best combination of interest rate, FHA mortgage terms, and low home loan closing fees for a  purchase or refinance of FHA home loans. If you still have questions use our Quick Application to learn more! Or

CLICK START NOW TO GET PRE APPROVED TODAY!

FHA LOAN APPLICATION

 

 As a OCEAN CITY  Mortgage Lender we also provide:

We are a local OCEAN CITY FL FHA Mortgage Lender that has money to lend. Fill our quick application to find out more about the many OCEAN CITY Florida  home loan programs.

FIRST TIME HOMEBUYERS AND MOVING UP HOMEBUYERS FIND THAT FHA HOME LOANS HAVE KEY ADVANTAGES INCLUDING:

EASIER QUALIFICATION- The FHA loan insures  OCEAN CITY Florida FHA mortgage lenders against loss for FHA loans made to properly qualified OCEAN CITY loan applicants. Most OCEAN CITY FL home buyers will find it easier to qualify with an FHA loan compared to other Florida home loan programs.

MINIMAL DOWNPAYMENT- FHA mortgages work with the smallest down payment of all Florida home loan programs. The FHA downpayment can come from a family member, charity, or your employer. Although the FHA loan does not have a zero down mortgage option yet, you will find that OCEAN CITY FL FHA mortgage professionals can point you to the many Florida FHA Down Payment assistance programs that work well with FHA home loans.

LESS THAN PERFECT CREDIT IS OK– The FHA home loan program exists to expand the pool of qualified OCEAN CITY FL home buyers. Even  OCEAN CITY FL loan applicants no credit score score or even prior bankruptcies and foreclosures with late mortgage payments get approved every day for FHA home loans to buy or Refinance a in OCEAN CITY FL. The FHA loan program uses credit quality, not credit score!

LOWER COST OVER THE LIFE OF THE LOAN– The FHA home loan rates are extremely competitive. FHA’s lower risk to that FHA mortgage means a lower interest rate for OCEAN CITY FL home buyers and homeowners.

SAFEGUARDS FOR HOMEOWNERS THAT GET BEHIND-The FHA home loan gives OCEAN CITY FL FHA mortgage lenders more options for helping homeowners who fall behind get current again: special forbearance, workouts, even free FHA mortgage counseling. Furthermore, HUD   OCEAN CITY Florida FHA mortgage lenders to take past due payments and move them to the end of the FHA loan and in some instance will actually pay your past due payments for you. Thes foreclosure prevention will help you save your OCEAN CITY FL home from foreclosure in tough times! In an uncertain world, this is another excellent reason for you to apply for an FHA mortgage.

PAYOFF/REFINACE FLORIDA LAND CONTRACTS- If you are in the market for a Rent to own Florida homes for sale in OCEAN CITY Florida by way of Florida land contract,  seller financing or contract for deed, FHA will allow the new owner financed mortgage to be processed as a FHA purchase or FHA refinance.  If all FHA loan proceeds are used to pay the outstanding balance on a land contract the appropriate LTV ratio is applied to the lesser of the appraised value or total cost to acquire the OCEAN CITY Florida home. Make sure you can document 12 months canceled checks, money orders etc to document your last 12 months payment history.

FHA MANUFACTURED HOME LOANS- FHA Loans are also available for OCEAN CITY FL modular homes including single wide, double homes (with land) built after June 15th 1976. Check out the FHA manufactured home loan program.

FHA HOME LOANS ARE FULLY ASSUMABLE- When you are ready to sell  OCEAN CITY FL single family home, townhouse or condo, you can OCEAN CITY FL home buyers an FHA home loan! All FHA loans can be assumed OCEAN CITY FL FHA loan applicants.

These are just a few of the many good reasons to apply for an FHA mortgage. The FHA loan program has evolved since it started in 1934 and now has options for HUD insured loans that fit a variety of different OCEAN CITY FL home buyer situations. We are  OCEAN CITY FL mortgage company that has money to lend. Fill our quick application to find out more about the many OCEAN CITY FL FHA home loan programs.

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