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As a PALATKA FL FHA mortgage lender we provide FHA home loans to purchase or FHA Refinance single family homes and FHA approved condos and Townhomes in PALATKA FL. There are many advantages of using the FHA loan including:
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As a PALATKA Florida Mortgage Lender we also provide:
- PALATKA Florida FHA LOANS.
- FHA Refinance in PALATKA Florida.
- PALATKA FL VA Home Loans.
- USDA mortgages in PALATKA FL.
- PALATKA FL FHA LOAN LIMITS & FHA loan information.
- PALATKA FL BAD CREDIT home loan.
- NO CREDIT SCORE PALATKA home loan.
- 30 & 15 Year Fixed PALATKA HOME LOAN
- PALATKA FHA Mortgage loans for CONDO’S
- MANUFACTURED home loans in PALATKA FL.
- Lowest PALATKA Florida FHA Interest Rates &
- BAD CREDIT PALATKA FL mortgage programs.
- PALATKA FL INVESTOR LOANS and
- HARD MONEY PALATKA Florida Home loans.
We’re a local PALATKA FL FHA Mortgage Lender that has money to lend. Fill our quick application to find out more about the many PALATKA Florida FHA home loan programs.
FIRST TIME HOMEBUYERS AND MOVING UP HOMEBUYERS FIND THAT FHA HOME LOANS HAVE KEY ADVANTAGES INCLUDING:
EASIER QUALIFICATION- The FHA loan insures PALATKA Florida FHA mortgage lenders against loss for FHA loans made to properly qualified PALATKA FL FHA home loan applicants. Most PALATKA FL home buyers will find it easier to qualify with an FHA loan compared to any other Florida home loan programs.
MINIMAL DOWNPAYMENT- FHA mortgages work with the smallest down payment of all Florida home loan programs. The FHA downpayment can come from a family member, charity, or your employer. Although the FHA loan does not have a zero down mortgage option yet, you will find that our experienced PALATKA FL FHA mortgage professionals can point you to the many Florida Down Payment assistance programs that work well with FHA home loans.
LESS THAN PERFECT CREDIT IS OK– The FHA home loan program exists to expand the pool of qualified PALATKA FL home buyers. Even PALATKA FL FHA loan applicants no credit score score or even prior bankruptcies and foreclosures with late mortgage payments get approved every day for FHA home loans to buy or Refinance a home in PALATKA FL. The FHA loan program uses credit quality, not credit score!
LOWER COST OVER THE LIFE OF THE LOAN– The FHA home loan rates are extremely competitive. FHA’s lower risk to that FHA mortgage means a lower interest rate for PALATKA FL home buyers and homeowners.
SAFEGUARDS FOR HOMEOWNERS THAT GET BEHIND-The FHA home loan gives PALATKA FL FHA mortgage lenders more options for helping homeowners who fall behind get current again: special forbearance, workouts, even free FHA mortgage counseling. Furthermore, HUD allows Florida FHA mortgage lenders to take past due payments and move them to the end of the FHA loan and in some instance will actually pay your past due payments for you. Options to save your PALATKA FL home from foreclosure that you’ll never get from a conventional loan! In an uncertain world, this is another excellent reason for you to apply for an FHA mortgage.
FHA MANUFACTURED HOME LOANS- FHA Loans are also available for PALATKA FL modular homes including single wide, double homes (with land) built after June 15th 1976. Check out the FHA manufactured home loan program.
FHA HOME LOANS ARE FULLY ASSUMABLE- When you are ready to sell your PALATKA FL single family home, townhouse or condo, you can offer PALATKA home buyers an FHA home loan! All FHA loans can be assumed by qualified PALATKA FL FHA loan applicants.
These are just a few of the many good reasons to apply for an FHA mortgage. The FHA loan program has evolved since it started in 1934 and now has options for HUD insured loans that fit a variety of different PALATKA FL home buyer situations. We are a local PALATKA FL mortgage company that has money to lend. Fill our quick application to find out more about the many PALATKA FL FHA home loan programs.
CLICK START NOW TO GET PRE APPROVED TODAY!